The Complete 10-Step Wealth System

The Life You Want Already Exists.
You Just Need the Blueprint to Build It.

Register a real business. Legally pay less in taxes. Build business credit. Access funding. Then integrate and lean in on AI to build automated money-making machines — everlasting income streams that pay you every single day, in any industry, even while you sleep.

One-time$299Lifetime access
Start Building Wealth Today → Instant access upon purchase · Every future update included free
Ashley Murray Ramlochun in front of a private jet
Ashley Murray / Ramlochun · Creator of Wealthy by Design
Serial Entrepreneur · Hawaii Broker · 10+ Years in Finance
10
Complete modules
12
Hands-on worksheets
100+
Business ideas under $250
∞
Lifetime access
Imagine this

Imagine waking up and your business is registered and legitimate. Your taxes are being handled strategically — meaning you're legally keeping thousands more every year. You have a business credit profile that has nothing to do with your personal score — and it's growing.

You've accessed real funding. And you have AI-powered money funnels running in the background — generating income whether you're working, resting, or finally living the life you've been putting off.

That's not luck. That's not a fantasy. That's a design.

Wealthy by Design is the complete system that takes you from where you are right now — whether that's a dream, a side hustle, or a business that isn't working as hard as you are — to a fully built, financially powerful operation that creates wealth every single day.

The real problem

What They Never Taught You Is Costing You Every Year

Wealthy people aren't smarter. They're not luckier. And they're definitely not working harder than you. They just learned the rules of a game most people don't even know they're playing.

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Money in overpaid taxes — because no one showed you how a business entity legally changes what you owe.

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Money in missed deductions — home office, vehicle, travel, meals, phone, software, education. $10K–$35K in deductions changes your actual tax bill.

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Money in funding you never accessed — a credit profile under your EIN, completely separate from your personal score, with potential access to $5K–$250K.

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Money in income systems you never built — automation, digital products, and recurring revenue that work around the clock.

This course gives you back all of it — and then some. It's the same playbook I've used with clients for over a decade.

Why this is different

This Isn't Just Another Business Course

There are thousands of business courses online. Here's what makes Wealthy by Design different:

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It pays for itself — often before Module 3

One tax deduction strategy alone can save you thousands per year. One business credit approval can unlock $5K–$50K or more to reinvest. Students see a direct financial return.

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Every step is actionable — zero fluff

Built for people ready to execute, not just learn. Every module ends with a clear checklist. Every worksheet creates immediate, real-world results.

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It works wherever you're starting from

Established business, side hustle, fresh idea, or complete scratch. Sales, e-commerce, real estate, trades, coaching, freelancing, service — the system applies.

♾️

A framework for life

You're not learning to start one business. You're learning a repeatable wealth-building system for every venture, every opportunity, every financial decision from this point forward.

The curriculum

10 Complete Modules. One System That Changes Everything.

01

Register Your Business the Right Way

Get your EIN from the IRS, complete your state registration, and create the legal and financial foundation everything else is built on. Includes a full 50-State Business Registration Guide.

02

How Income Taxes Actually Work

Finally understand why business owners and employees earning the same income can owe dramatically different amounts — and which side of that equation you want to be on.

03

Tax Advantages Are Key

The legal deductions the wealthy have always used: home office, vehicle, travel, meals, phone, software, education, and more. Learn how $10K–$35K in deductions changes your actual tax bill.

04

Open Your Business Bank Account

Separate your money, build a banking history, and create the financial identity lenders and credit bureaus will evaluate when you're ready for funding.

05

Easy Credit Boosters

The five factors that control your personal credit score and the fastest legal strategies for improving it — dispute templates, utilization strategy, and authorized user methods.

06

Build Business Credit

Step-by-step instructions to build a business credit profile under your EIN, completely separate from your personal score — with potential access to $5K–$250K in business credit and funding.

07

Business Startup Basics

Build a brand worth buying, a plan worth backing, and a budget that gives your business a real chance. Branding checklist, one-page planning framework, and startup cost calculator included.

08

Automate Your Business with AI

This is where we integrate and lean in on AI to build automated money funnel systems — storefronts, email automation, AI tools, digital products, and recurring revenue engines that generate income around the clock, in any industry.

09

100+ Business Ideas Under $250

100 proven business concepts across six categories you can launch right now with minimal investment. Includes the Starter Budget Formula and a validation framework.

10

File Your Taxes Like a Business Owner

Protect every deduction you've earned, understand quarterly tax obligations, and close every year with more money in your pocket than you started with.

Inside the AI Money Funnel System (Module 8 deep-dive)

Build your funnel with AI — landing page copy, welcome sequences, and offer pages drafted in minutes, then tuned in your voice. Live on free hosting the same weekend.→
Launch your site without code — turn AI-written copy into a live, professional page with free hosting and SSL. No developer, no monthly website bill.→
Create sellable digital products in 48 hours — AI-outlined guides, templates, and toolkits designed in Canva and sold through your storefront on autopilot.→
Rank on Google with an AI SEO engine — long-tail buyer-intent keywords, one deep article a week, FAQ sections that win featured snippets.→
Run targeted marketing on $10/day — AI-built customer avatars, 30 hooks per prompt, one weekly video repurposed into 10 posts, 3 emails, and 5 shorts.→

Every play works in any industry — coaching, e-commerce, trades, real estate, services. AI drafts; you direct. Your voice and your offer are what convert.

Plus: the toolkit

12 Hands-On Worksheets & Guides

Not theory. Tools you'll open, fill in, and use — every tax season, every credit cycle, every new venture.

📎50-State Business Registration Guide
📎Estimated Tax Rates & Take-Home Pay Worksheet
📎Tax Deduction Cheat Sheet
📎Business Banking Comparison Worksheet
📎Credit Boosting Action Guide
📎Credit Dispute & Collection Letter Templates
📎Business Credit — Complete Separation Guide
📎Business Startup Basics Worksheet
📎Ultimate Business Automation Guide
📎100 Businesses You Can Start Under $250
📎Tax Filing Prep Worksheet
📎Business Quick Start Checklist
Everything you get

The Complete Wealthy by Design System

Your Enrollment Includes

10 complete modules — the full 10-step wealth system✓
12 hands-on worksheets, guides & templates✓
100+ business ideas under $250 + validation framework✓
50-State Business Registration Guide✓
Credit dispute & collection letter templates✓
AI-powered money funnel systems & recurring revenue playbook✓
Lifetime access — every future update & addition, free✓
One-time investment$299
Get Instant Access →

Instant access upon purchase · Lifetime access included

Ashley Murray Ramlochun beside a private jet
Ashley Murray / Ramlochun
Serial Entrepreneur · Hawaii Broker · Financial Educator
Aloha — I'm Ashley

Built by Someone Who's Been Inside the System for Over a Decade

For over a decade I've sat across from people on the worst — and best — days of their financial lives. I've incorporated small businesses, handled insurance, walked entrepreneurs through their taxes, and watched everyday people legally build (and keep) real wealth.

I've also watched the opposite. Good people overpaying tens of thousands in taxes, getting denied for credit, and staying broke for one reason only — no one ever taught them how the wealthy actually play the game.

Wealthy by Design is the system I wish someone had handed me on day one. The same framework I've used with thousands of clients — finally in one place, built for you to walk through at your own pace.

Serial Entrepreneur Real Estate Investor Hawaii Broker 10+ Years in Finance
Who this was made for

If Any of These Is You, You're in the Right Place

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New Entrepreneurs

Build the right foundation from the very beginning — instead of spending years fixing expensive mistakes you didn't know you were making.

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Side Hustlers

Ready to go full-time, make it official, stop leaving deductions on the table, and start building something that actually pays you back.

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Business Owners

Tired of overpaying in taxes, ignoring business credit, and missing funding opportunities that are available to you right now.

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The Built-for-More

Anyone who has ever looked at their life and thought — I was built for more than this — and is finally ready to do something about it.

Your return on investment

Most Courses Inform You. This One Pays You Back.

You're not buying access to slides. You're investing in a lifetime wealth-building asset — one that pays dividends every tax season, every credit cycle, every time you build something new. Used correctly over a lifetime, this system can save and earn you back a thousand times what it costs.

Module 3

A single tax strategy can save you more than the course costs — every year, for the rest of your business life.

Module 6

A business credit approval can give you $5K, $20K, or more to reinvest in your growth.

Module 8

An AI-powered money funnel — digital products, automated email, a storefront that never closes — creates income that arrives without trading more hours for it.

Questions, answered

Everything You're Wondering

When do I get access?
Immediately. The moment your purchase completes, every module, worksheet, and guide is unlocked. Lifetime access is included — along with every future update and addition, free.
I haven't started a business yet. Is this for me?
Yes — arguably more than anyone. The system starts at the true beginning: choosing an idea (100+ options under $250 included), registering it properly, and building the foundation right the first time so you never pay to fix avoidable mistakes.
I already have a business. Will I still get value?
Most established owners find the biggest wins in Modules 3, 6, and 8 — tax deductions they've never claimed, business credit they've never built, and automation they've never set up. One recovered deduction or credit approval typically outweighs the entire cost.
How much time does it take?
The course is self-paced with lifetime access. Every module ends with a clear action checklist, so you can move as fast as one focused weekend or as steadily as one module per week.
Is this legal and legitimate?
Everything taught is a legal, established strategy — the same entity structures, deductions, and credit-building methods used by businesses everywhere. Content is educational, not legal, tax, or financial advice; for decisions specific to your situation, consult a licensed professional.
What if it doesn't work for my industry?
The system is industry-agnostic. Sales, creative arts, e-commerce, real estate, trades, coaching, freelancing, service businesses — registration, taxes, credit, and automation work the same way. The framework applies to every venture you'll ever start.
Enrollment open

The Life You've Been Designing in Your Head?
It's Time to Build It.

Every step is inside. Every worksheet is ready. Every tool is mapped out — refined through over a decade of real client work. The only thing missing is you taking action.

Start Building Wealth Today — $299 → Your new financial life starts the moment you say yes.
Wealthy by Design — The Complete 10-Step System · Lifetime Access
$299 Enroll Now →